Evaluations

Researchers evaluated the effect of the framing of potential investment options on people's investment in life annuities. They found that individuals were more likely to prefer an annuity when their options emphasized future consumption, rather than framing options in terms of investments. These...

Researchers in Uganda assessed the impact of VSLAs on access to financial services, income, food security, and education.

Researchers randomly assigned employees at garment factories in Bangladesh to either continue collecting their wages in cash, receive direct deposit wage payments into a payroll account, or receive an account but continued to receive wage payments in cash. Exposure to payroll accounts led to...

Working closely with a highly profitable consumer lender in South Africa, researchers sought to determine the effects of advertising content, price, and offer deadlines on loan take up. They found the marketing had significant effects on loan take up, but not on loan amount or default rates. Clients...