Evaluations

Researchers leveraged data from a randomized evaluation conducted by a large bank in Mexico to test the impact of varying credit card contract terms on loan default, card cancellation rates, and bank revenue for first-time formal sector borrowers. Variations in the interest rate and minimum payment...

In the context of a recent government policy that reduced costs of formalization, researchers provided information on the formal entry process through workshops and personalized visits to determine the impacts of information on firms’ decision to formalize.

Researchers used data on lottery winners in Sweden to determine whether receiving an influx of cash affected the labor supply decisions of winners and their spouses. They found that lottery winners reduced their labor supply, suggesting that cash transfers can have an effect on labor market outcomes...

In six countries researchers evaluated a multi-faceted approach aimed at improving the long-term income of the ultra-poor. They found that the approach had long-lasting economic and self-employment impacts and that the long-run benefits, measured in terms of household expenditures, outweighed their...