Search our database of 1,200+ summaries of randomized evaluations conducted by our affiliates in 97 countries. To browse key policy recommendations from a subset of these evaluations, visit the Policy Publications tab above.

Displaying 9-16 of 319
Women in headscarves seated on moroccan rugs process seeds

Microcredit in Rural Morocco

Bruno Crépon
Florencia Devoto
Esther Duflo
William Pariente
Researchers estimated the impact of a microcredit program, which was randomly rolled out in rural areas of Morocco. Thirteen percent of the households in treatment villages took a loan, and none in comparison villages did. Among households identified as more likely to borrow, microcredit access led...
Woman making mobile credit payment in Nigeria.

Welfare Impacts of Micro-Loans in Nigeria

In Nigeria, researchers worked with a financial service provider to evaluate the impact of digital loans on welfare. Being approved for the loans increased subjective well-being after three months, for applicants who normally would have been denied.
Man walking in corn field

Innovative Finance for Technology Adoption in Western Kenya

Lauren Falcao Bergquist
Marshall Burke
Edward Miguel
Researchers randomly evaluated whether well-timed access to credit would allow maize farmers in Kenya to make better use of storage and sell their output at higher prices. The loan offers allowed farmers to store more maize and earn higher revenues, with larger revenue impacts for farmers granted...
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Improving Economic Outcomes and Well-being through Unconditional Cash Transfers and Goal-Setting in Kenya

Stefan Dercon
Robert Garlick
Johannes Haushofer
Mahreen Mahmud
Kate Orkin
Richard Sedlmayr
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Flexible Loan Contracts for Microentrepreneurs in Bangladesh

Marianna Battaglia
Selim Gulesci
Andreas Madestam
In Bangladesh, researchers partnered with BRAC to evaluate the impact of repayment flexibility in loan contracts for microentrepreneurs. Repayment flexibility benefited traditional microfinance borrowers primarily through the provision of insurance, enabling riskier investments at lower default...
Three young men work on a construction site laying bricks.

The Effects of Subsidized Trainings on Young Workers and Small Firms: Evidence from Uganda

Livia Alfonsi
Oriana Bandiera
Vittorio Bassi
Robin Burgess
Imran Rasul
Munshi Sulaiman
Researchers evaluated the impact of offering either subsidized vocational training to unemployed youth or subsidized apprenticeships for firms on youth employment and earning outcomes in urban Uganda. Both forms of subsidized training led to greater skill accumulation, higher employment rates, and...
Two women use mobile money to complete a transaction.

Decreasing Mobile Money Vendor Misconduct through Information Sharing in Ghana

Francis Annan
In Ghana, researchers evaluated the impact of providing vendors and consumers with information on official mobile money charges and options for recourse for consumers to report being overcharged. The program led to a decrease in misconduct, which in turn facilitated an increase in market activity...

Forgive and Forget: The Impact of Medical Debt Forgiveness on Financial Outcomes in the United States

Raymond Kluender
Neale Mahoney
Francis Wong
Wes Yin
In this randomized evaluation, researchers evaluated the impact of a medical debt relief program (that buys and relieves a portion of individuals’ medical debt) on measures of mental and physical health, health care utilization, and financial well-being—including financial distress, credit score...