Search our database of 1,200+ summaries of randomized evaluations conducted by our affiliates in 97 countries. To browse key policy recommendations from a subset of these evaluations, visit the Policy Publications tab above.

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Forgive and Forget: The Impact of Medical Debt Forgiveness on Financial Outcomes in the United States

In this randomized evaluation, researchers evaluated the impact of a medical debt relief program (that buys and relieves a portion of individuals’ medical debt) on measures of mental and physical health, health care utilization, and financial well-being—including financial distress, credit score...

The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

The Impact of Improved Communication on Cal-Grant Take-Up Rates in the United States

Researchers evaluated the impact of simplified award letters and different framing and messaging on students’ decision-making in their college selection process and uptake of financial aid. Researchers found that notification letters containing simplified and behaviorally informed language increased...

Improving Access to Information to Facilitate Moves to Opportunity

Researchers added school-quality information onto housing listings on the AffordableHousing.com (formerly GoSection8) website, the largest provider of housing listings for HCV recipients, to evaluate the impact on families search for housing and their residential locations. The researchers found...

Encouraging the Use of Formal Financial Services of Garment Workers through the Rollout of an Electronic Payment System in Bangladesh

Martin Kanz
Leora Klapper
Researchers randomly assigned employees at garment factories in Bangladesh to either continue collecting their wages in cash, receive direct deposit wage payments into a payroll account, or receive an account but continued to receive wage payments in cash. Exposure to payroll accounts led to...

Government Mobile Salary Payments for Teachers in Afghanistan

Joshua Blumenstock
In partnership with the Ministry of Education of Afghanistan, researchers are conducting a randomized evaluation to study whether mobile salary payments (MSPs) improve learning by increasing teacher attendance and morale.