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Limited Insurance Within the Household in Kenya

Jonathan Robinson
Researchers examined whether intra-household risk-sharing mechanisms such as financial transfers between spouses operate efficiently in Western and Nyanza Provinces of Kenya and found that intra-household insurance to protect against economic shocks was inefficient among daily income earners.

Improving Governance Through Biometric Authentication and Secure Payments in India

In India, a biometrically authenticated payment system reduced corruption and substantially improved the delivery of government social assistance programs despite partial implementation.

Information and Social Interaction in Savings Decisions in the United States

This evaluation studied the influence of information and social networks on university employees' decisions to enroll in a voluntary Tax Deferred Account (TDA) retirement plan in the United States. The results indicated that an individual’s decision to participate in the TDA is affected by small...

The Impact of Simplifying Pension Statements in Colombia

Researchers in Colombia partnered with Colpensiones, Colombia’s public pension fund administrator, to test the effect of redesigning pension statements on the beneficiaries' understanding of the information presented and the identification of potential errors in their statements.

Examining the Effects of Crop Price Insurance for Farmers in Ghana

Researchers in Ghana introduced financial literacy training and crop price insurance to determine their impact on farmers' willingness to take out loans and make long-term investments. Results show that farmers who received the training and insurance were only slightly more likely to borrow and make...