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Researchers conducted a randomized evaluation to test the impact of a savings lockbox, or SMS reminders, on household saving, spending, and the ability to cope with negative shocks in rural Niger. Take-up and usage of the lockbox were high, and while the lockbox intervention did not affect overall...

To better understand the connection between BTB policies and racial discrimination in hiring, researchers tested the impact of applicant race and criminal history on hiring decisions both before and after BTB policies came into effect in New Jersey and New York City. The results confirmed that...

Researchers evaluated the impact of simplified award letters and different framing and messaging on students’ decision-making in their college selection process and uptake of financial aid. Researchers found that notification letters containing simplified and behaviorally informed language increased...

Researchers partnered with a local bank to learn how customers chose between two account types—an account that had been offered for many years, which carried high monthly fees but no individual transaction costs, or a new type of account that charged for each withdrawal but did not impose monthly...

In partnership with the Polish Tax Office, researchers conducted a nation-wide randomized evaluation to test the impact of sending tax enforcement letters with behavioral messages on tax compliance among delinquent taxpayers. The results indicate that behavioral letters significantly improved tax...