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Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Researchers randomly evaluated whether well-timed access to credit would allow maize farmers in Kenya to make better use of storage and sell their output at higher prices. The loan offers allowed farmers to store more maize and earn higher revenues, with larger revenue impacts for farmers granted...

Researchers examined the effects of free savings account access on savings account use, indebtedness, consumption, and well-being. Easy access to savings accounts reduced participants’ reliance on borrowing, helped them manage fluctuations in income, and increased their self-reported well-being.

Researchers from Yale University conducted a randomized evaluation to examine the effects of political party identification on political attitudes and opinions. Participants in the study who received a printed letter indicating that they must register with a political party to vote in an upcoming...

In Afghanistan, researchers evaluated the impact of a Targeting the Ultra Poor program on poverty reduction. The cost-effective program generated large positive impacts for women participants across key outcomes: consumption, assets, psychological well-being, total time spent working, financial...

International remittances are an important financial tool for many developing countries, and many organizations offer financial products or financial education services to help families manage the remittances they receive. Researchers provided families with financial products and financial education...

In many developing countries, absenteeism, lack of accountability, and corruption among public employees prevent the effective distribution of public services. Researchers examined how performance incentives and increased resources for school principals affected the implementation of a school-based...