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Estimating the Impact on the Lender's Bottom Line and Borrowers' Household Welfare of Expanding the Supply of Consumer Credit to the Working Poor in South Africa

Researchers evaluated how microcredit clients in South Africa responded to changes in loan terms. They found that clients adapted both their demand and compliance based on loan terms, and were particularly sensitive to above-average interest rates.

Temporary Labor Migration as Mitigation: Strategies for Managing Seasonal Famine in Bangladesh

Can monetary incentives induce rural farmers to migrate to cities and pursue seasonal labor opportunities during times of famine?