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Researchers conducted a randomized evaluation to test the impact of a financial literacy interactive voice response campaign on loan outcomes. The intervention boosted knowledge and slightly improved loan repayment, but it also raised loan demand, increasing the overall risk of default.

In France, researchers examined the effect of job-related mentoring and support for university students from low socio-economic backgrounds on their chances of finding employment after graduating. The program did not result in improved job search efforts, greater employment prospects, or better jobs...

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...