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Increasing Take-Up of the Earned Income Tax Credit

Across six randomized evaluations, researchers studied the impact of low-cost, low-touch informational interventions, or “nudges,” on take-up of the federal and state Earned Income Tax Credit (EITC) in California. None of the interventions had an impact on EITC take-up, suggesting that information...

Housing Lottery to Increase Demand for Formal Government Housing and Improve Welfare in Ethiopia

In low- to middle-income countries around the world, nearly one billion people lived in urban informal settlements as of 2018. Rapid urbanization in most large African cities has led to both more people and a higher proportion of people living in informal settlements over time. Researchers conducted...

Identifying Information Asymmetries in a Consumer Credit Market in South Africa

Researchers sought to understand different types of information asymmetries and how they relate to loan default rates in South Africa. Borrowers given high interest rates had a greater incentive to default as it was more costly to repay the loan, but there was little evidence that borrowers...

Matching Donations to Increase Charitable Giving in the United States

Altruistic individuals may hesitate to give when they doubt the quality of a charity, but knowing that a high-profile donor supports the charity might alleviate these concerns. Researchers evaluated the impact of publicizing a matching grant from the Bill and Melinda Gates Foundation (BMGF) on...

Providing Information on the EITC to Increase Amounts Received in the United States

Researchers sought to determine whether providing information on the EITC could increase the amount individuals received by randomizing the information professional tax preparers supplied. They found that providing more information did not increase EITC transfers or annual earnings overall.