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The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Scaling a Bundled Village Input Fair to Build Markets for Agricultural Inputs in Mali

Partnering with Innovations for Poverty Action, Soro Yiriwaso, and UNRIA, researchers conducted a randomized evaluation to test the impact of scaling the bundled VIF model from the previous study on the purchase and use of inputs by small-scale farmers as well as the profitability of agro-dealers.

Using Behavioral Economics to Help Individuals Reduce Debt in the United States

Researchers designed and piloted a program called Borrow Less Tomorrow (BoLT) that took a behavioral approach to debt reduction, combining an accelerated loan repayment schedule with peer support and reminders. Results from a sample of free tax-preparation clients in Tulsa, United States suggest a...