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Supporting 18-25 Year-Olds Through Long-Term Mentoring Plus Financial Assistance in France (Pass' Accompagnement)

Vera Chiodi
Nicolas Studer
In France, researchers evaluated the effect of a financial independence and social integration program for young adults living in government-subsidized housing. They analyzed its impact on the young adults’ professional lives, housing situations, financial independence, and general welfare.

Impacts of Flexible Loans on Borrower Behavior and Microenterprise Outcomes in Colombia

Lasse Brune
Xavier Giné
Researchers evaluated the impact of a flexible microloan product on new clients' repayment behavior, business outcomes, and client satisfaction. The results showed that the flexible loan led to some shifts in investment behavior but had no average impact on revenue or profits and led to higher...

The Impact of Credit-Scoring on Small and Medium Enterprise (SME) Lending and Performance in the Philippines

Researchers are working with a large bank in the Philippines, using random assignment to offer loans to SME applicants who fall just below the threshold to be automatically approved for a loan. Comparing firms that received the loans to a similar group that did not will allow for a better...