News

Researchers conducted a randomized evaluation in East Java, Indonesia to investigate the impact of the level and transparency of financial incentives on the take-up of these new banking services. They found that larger incentives caused an increase in take-up, but only when the incentives were not...

Partnering with one of the biggest providers of rental agricultural equipment in India, researchers conducted a randomized evaluation to test the impact of providing agricultural equipment vouchers and cash transfers on farmers’ use of machines, their decision to reallocate household labor or hire...

Researchers conducted a randomized evaluation to test the impact of offering financial rewards to farmers to stop burning rice stalk stubble on their eventual crop residue burning decisions in Punjab, India. They found that pre-harvest payments to farmers helped them to take costly actions to reduce...

Researchers conducted a randomized evaluation to test the impact of a financial literacy interactive voice response campaign on loan outcomes. The intervention boosted knowledge and slightly improved loan repayment, but it also raised loan demand, increasing the overall risk of default.

Researchers found that both individuals with higher moral standards and individuals who were the least naïve displayed lower default rates than other groups. They also found that survey-based social capital measures did not predict loan default for these individual loans, contrary to the results...

Researchers evaluated how microcredit clients in South Africa responded to changes in loan terms. They found that clients adapted both their demand and compliance based on loan terms, and were particularly sensitive to above-average interest rates.