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Researchers worked with First Valley Bank in the Philippines to evaluate the impact of varying the interest rate and account ownership requirements on demand for commitment savings accounts. While savings account take-up was 23 percent, neither the interest rates nor the ownership requirements...

Researchers tested in the case of Montevideo, Uruguay the impact of winning a tax holiday on subsequent tax compliance. Winners of the tax holiday lottery were 3 percentage points less likely to pay taxes in subsequent payment cycles, likely because the holiday disrupted the habit of tax paying, and...

Researchers conducted a randomized evaluation to test the impact of community-based development on political participation, public goods provision, and individual well-being in Ghana. They found that, although the community engagement program led to changes in local leadership, it was not an...

Researchers conducted a randomized evaluation to test the impact of an in-school remedial education program on student learning in Odisha, India. Both the standard and a version that allowed teacher flexibility improved student test scores without reducing grade- level mastery or affecting the...

Researchers will evaluate the impact of the program on the employees’ financial decisions related to credit, savings, and money management.