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Researchers provided payday borrowers in the United States information about the true costs of payday loans in order to find out whether they would respond by changing their demand for the product. Better informed individuals reduced their demand significantly, suggesting that getting consumers to...

In Kazakhstan, researchers tested whether offering youth community service grants and training impacted their level of community engagement, pro-social behavior, life skills, and labor market outcomes. Engaging youth in civic service and/or training had little to no effect on these outcomes one-year...

Researchers conducted a randomized evaluation to test the impact of providing information about police alternatives on individuals' reported likelihood of calling the police and a follow-up randomized evaluation to understand key public-safety stakeholders’ receptiveness of police alternatives. The...

Researchers ran a large randomized credit information training program that described the existence and workings of the bureau to the clients of this lender. The results indicate that the credit bureau generated large efficiency gains for the lender, and that these gains were augmented when...

In Zambia, researchers examined the impact of access to seasonal credit on farming households’ consumption, labor allocation, and agricultural output. The results suggest that access to food and cash loans during the lean season increased agricultural output and consumption, decreased off-farm labor...