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Consulting and Capital Experiments with Microenterprise Tailors in Ghana

Researchers partnered with the consulting firm Ernst & Young to test whether providing tailors in Accra with individualized consulting, a sizable cash grant, or both can facilitate growth. Initially, tailors experimented with investments and management practices, but most learned overtime that these...

Agricultural Input Subsidies and Savings in Mozambique

Michael Carter
Researchers partnered with the Ministry of Agriculture in Mozambique to assess the impact of both vouchers and savings programs on smallholder farmers’ use of agricultural technologies and household well-being. The temporary subsidy for technology adoption increased use of fertilizer and improved...

Identifying Information Asymmetries in a Consumer Credit Market in South Africa

Researchers sought to understand different types of information asymmetries and how they relate to loan default rates in South Africa. Borrowers given high interest rates had a greater incentive to default as it was more costly to repay the loan, but there was little evidence that borrowers...