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Researchers partnered with a large payday lender in Indiana to conduct an evaluation to better understand consumers’ decision-making. The results suggest that average borrowers can anticipate their probability of taking loans in the future. However, people focus too much on the present when making...

Researchers are conducting a randomized evaluation to test the impact of a PES program that offers financial rewards to paddy farmers for reducing burning of crop residue (or “stubble”) on stubble burning in Punjab, India.

Researchers conducted a randomized evaluation to test the impact of a financial literacy interactive voice response campaign on loan outcomes. The intervention boosted knowledge and slightly improved loan repayment, but it also raised loan demand, increasing the overall risk of default.

Researchers conducted a randomized evaluation to investigate whether an expanded and more thorough version of an orientation program in the Philippines improved socioeconomic outcomes and facilitated settlement for migrants upon moving to the United States. The research team found that though the...

Researchers conducted a randomized evaluation to test the impact of short informational meetings with students and parents on secondary school choice. They found that these meetings increased students’ and parents’ knowledge of the application process and led students to pick lower-cost and more...