News

In “the text message capital of the world,” the Philippines, researchers tested the effect of text message reminders on client repayment rates. In contrast with previous research, they found that text message reminders did not increase repayment on average. Yet for repeat borrowers, who had known...

In Uganda, researchers introduced a mentoring program to evaluate the impact of interactions between young, successful vocational training graduates and current vocational training students on their employment status and earnings. Students who received mentoring were more likely to be working three...

Researchers evaluated the expansion of a rural financial services provider in Tamil Nadu, India in order to understand how access to financial services, information, and exposure to risk affect technology adoption and well-being among farming households.

Researchers are conducting a randomized evaluation to test the impact of a package of interventions with the aim of improving the quality of nurseries, enhancing nutrition, and empowering women to address poverty and promote early childhood development in Egypt.

Researchers provided payday borrowers in the United States information about the true costs of payday loans in order to find out whether they would respond by changing their demand for the product. Better informed individuals reduced their demand significantly, suggesting that getting consumers to...

Researchers ran a large randomized credit information training program that described the existence and workings of the bureau to the clients of this lender. The results indicate that the credit bureau generated large efficiency gains for the lender, and that these gains were augmented when...