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Demand for Manufacturing Training Services in Bangladesh

Researchers are partnering with the German Society for International Cooperation (GIZ) to identify barriers to a wider market for consulting and training in Bangladesh by offering high-quality manufacturing training services at randomly-assigned price points and covering different topics. They find...

The Effectiveness of Financial Disclosure in the United Kingdom

Paul D. Adams
Stefan Hunt
Redis Zaliauskas
Researchers partnered with financial providers in the United Kingdom to evaluate the effectiveness of various disclosure designs aimed at supporting consumers’ financial decisions across savings products. Although most disclosures increased the number of consumers that switched to higher-yielding...

Impacts of Flexible Loans on Borrower Behavior and Microenterprise Outcomes in Colombia

Lasse Brune
Xavier Giné
Researchers evaluated the impact of a flexible microloan product on new clients' repayment behavior, business outcomes, and client satisfaction. The results showed that the flexible loan led to some shifts in investment behavior but had no average impact on revenue or profits and led to higher...

Estimating the Impact on the Lender's Bottom Line and Borrowers' Household Welfare of Expanding the Supply of Consumer Credit to the Working Poor in South Africa

Researchers evaluated how microcredit clients in South Africa responded to changes in loan terms. They found that clients adapted both their demand and compliance based on loan terms, and were particularly sensitive to above-average interest rates.