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Researchers tested two features of these contracts, repayment frequency and the time of the first repayment, to determine if characteristics of the loan contract affect borrowers’ repayment behavior and the types of investments they make. They found that less frequent repayments did not increase...

Researchers in northern Ghana conducted a randomized evaluation to assess the underlying reason for underinvestment by examining the relative effectiveness of cash grants and insurance grants in improving crop yields. Results suggest that uninsured risk, rather than a lack of capital, was the...

In Malawi, researchers examined the effect of bundling rainfall index insurance with a credit program on farmers’ demand for credit. They found that bundling insurance with credit reduced the demand for credit, from 33 percent for credit alone to 17.6 percent for the bundled product.

Researchers conducted a randomized evaluation in Colombia to assess the effects of emergency cash assistance on the well-being of households. Recipients of the UCT experienced improved financial health, food access, and psychological well-being. Colombia’s newly implemented mobile money system...

Researchers conducted a randomized evaluation to test whether reducing information disparities by giving access to critical market information through a mobile phone platform would improve traders’ profits and decrease incidences of corruption and bribery. Access to the mobile phone platform...

Many governments and organizations use finance and management training as a tool to promote small and medium enterprise growth in developing countries, but it is not clear whether or how information from these trainings is shared across SMEs operating in the same area.

Increasing levels of migration to the European Union have created significant challenges for governments to ensure migrants fully integrate and thrive in their host societies, but there is little rigorous evidence that evaluates current programs that promote social inclusion. Researchers are...