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Researchers partnered with a large payday lender in Indiana to conduct an evaluation to better understand consumers’ decision-making. The results suggest that average borrowers can anticipate their probability of taking loans in the future. However, people focus too much on the present when making...

Researchers studied hiring discrimination among major employers in the United States by sending fictional resumes, with varying demographic information, to determine whether certain characteristics would lead to different follow-up contact rates. Employers were less likely to contact resumes with...

In this randomized evaluation in Honduras, researchers assessed how the national Programa de Asignación Familiar (Family Allowance Program) CCT program, which provided a combination of transfers to households and transfers to support public goods, influenced voting in local and national elections...

Researchers evaluated the impact of encouraging citizen monitoring on the 2019 mayoral elections in Colombia. The intervention resulted in higher reports from citizens and a reduction in observed irregularities in the election.

Researchers conducted a correspondence study assessing property managers’ responses to rental listing inquiries from prospective tenants with distinctively Black, Hispanic/Latinx, or white names in the United States. Property managers were significantly less likely to respond to messages from...

Researchers evaluated the impact of creating schools offering four years of primary education, in lieu of the government, on early grade reading and math skills in rural Guinea Bissau. The intervention led to substantial improvements in literacy and numeracy.

Researchers conducted a randomized evaluation to test whether a performance-based repayment contract could outperform conventional microcredit contracts, or fixed-payment loans, in improving business outcomes and welfare for micro-distributors in Kenya. Micro-distributors who received flexible...