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Researchers tested two features of these contracts, repayment frequency and the time of the first repayment, to determine if characteristics of the loan contract affect borrowers’ repayment behavior and the types of investments they make. They found that less frequent repayments did not increase...

Researchers in northern Ghana conducted a randomized evaluation to assess the underlying reason for underinvestment by examining the relative effectiveness of cash grants and insurance grants in improving crop yields. Results suggest that uninsured risk, rather than a lack of capital, was the...

In Malawi, researchers examined the effect of bundling rainfall index insurance with a credit program on farmers’ demand for credit. They found that bundling insurance with credit reduced the demand for credit, from 33 percent for credit alone to 17.6 percent for the bundled product.

Researchers are conducting a randomized evaluation to test the impact of a package of interventions with the aim of improving the quality of nurseries, enhancing nutrition, and empowering women to address poverty and promote early childhood development in Egypt.

Many governments and organizations use finance and management training as a tool to promote small and medium enterprise growth in developing countries, but it is not clear whether or how information from these trainings is shared across SMEs operating in the same area.

Researchers introduced a digital payment system in Senegal's informal taxi sector to investigate how digital payments affected drivers' cash-handling costs and how allowing employers different levels of access to drivers' transactions affected driver effort, employment contracts, and the use of...