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Saving money and borrowing money are often thought of as two very different financial behaviors. However, in many low- and middle-income countries people may use these products for the same reasons. The National Rural Support Programme in Pakistan and researchers randomly offered female microfinance...

Researchers partnered with the government of Uruguay to evaluate the impact of a national youth employment program. The program increased participants’ earnings and school enrollment during and up to two years after the program, suggesting that work-study programs may ease students’ school-to-work...

This study examined the impact of an administrative simplification and a series of behavioral nudges (all via letters sent by mail) on enrollment in subsidized health insurance plans. The administrative simplification, which provided a streamlined path to enrollment, had the largest effect on...