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Researchers partnered with a large payday lender in Indiana to conduct an evaluation to better understand consumers’ decision-making. The results suggest that average borrowers can anticipate their probability of taking loans in the future. However, people focus too much on the present when making...

Researchers studied hiring discrimination among major employers in the United States by sending fictional resumes, with varying demographic information, to determine whether certain characteristics would lead to different follow-up contact rates. Employers were less likely to contact resumes with...

Researchers evaluated the impact of encouraging citizen monitoring on the 2019 mayoral elections in Colombia. The intervention resulted in higher reports from citizens and a reduction in observed irregularities in the election.

Researchers conducted a correspondence study assessing property managers’ responses to rental listing inquiries from prospective tenants with distinctively Black, Hispanic/Latinx, or white names in the United States. Property managers were significantly less likely to respond to messages from...

Researchers conducted a randomized evaluation to test the impact of financial incentives on the take-up of energy-efficient smart meters and subsequent energy use in partnership with British Gas. While offering incentives increased smart meter adoption, customers did not reduce their energy...

In this randomized evaluation in Romania, researchers compared the roles of preferences and information in households’ decision-making, with regard to high school selection. Results suggest that households provided with information on school quality tend to choose schools that have a greater...

Researchers assessed the impact of financial incentives and peer endorsement on mobile banking adoption and formal savings in Ghana. While financial incentives boosted adoption by 50 percent, peer endorsement was twice as effective, leading to sustained mobile banking use and a 30 percent increase...