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The Impact of a Simple Savings Device on Meeting Planned and Unplanned Expenses in Niger

Researchers conducted a randomized evaluation to test the impact of a savings lockbox, or SMS reminders, on household saving, spending, and the ability to cope with negative shocks in rural Niger. Take-up and usage of the lockbox were high, and while the lockbox intervention did not affect overall...

Examining Employer Race-based Discrimination Before and After Ban the Box

Sonja Starr
To better understand the connection between BTB policies and racial discrimination in hiring, researchers tested the impact of applicant race and criminal history on hiring decisions both before and after BTB policies came into effect in New Jersey and New York City. The results confirmed that...

Increasing Mobile Banking Use Among Rural Populations in Ghana

Researchers assessed the impact of financial incentives and peer endorsement on mobile banking adoption and formal savings in Ghana. While financial incentives boosted adoption by 50 percent, peer endorsement was twice as effective, leading to sustained mobile banking use and a 30 percent increase...

The Impact of Improved Communication on Cal-Grant Take-Up Rates in the United States

Researchers evaluated the impact of simplified award letters and different framing and messaging on students’ decision-making in their college selection process and uptake of financial aid. Researchers found that notification letters containing simplified and behaviorally informed language increased...

The Impact of a School-Based Management Program on Student Performance in Mexico

Vicente Garcia-Moreno
Harry Anthony Patrinos
Researchers conducted a randomized evaluation to determine the effect of a school-based management program, Programa Escuelas de Calidad, on student performance in Mexico. The program combined a cash grant with state support to design and carry out school improvement plans. The intervention did not...