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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Saving Incentives for Low and Middle Income Families: Evidence From a Field Experiment with HR Block

Researchers tested the influence of the (randomly chosen) rate at which clients were told contributions to their Individual Retirement Arrangements (IRAs) would be matched on the amount contributed to their retirement savings accounts. They found higher matching rates significantly increased IRA...

Improving Student Learning through Classroom Technology Adoption in Pakistan

Waqas Halim
Umar Saif
Researchers partnered with the Government of Pakistan to conduct two parallel randomized evaluations to test the impact of providing supplemental teaching materials on the quality of student learning and teachers’ effectiveness. Overall, the eLearn Classroom intervention improved student achievement...

Impact of PR Reservations on Public Good Allocations

Following the implementation of a policy mandating lower-caste representation in some local village councils in India, researchers evaluated how lower-caste presidents invested in and distributed goods. They found that disadvantaged lower-caste groups received more public goods in councils with an...

Microfinance Repayment Schedules in West Bengal, India

John Papp
Jeannie Park
Researchers tested two features of these contracts, repayment frequency and the time of the first repayment, to determine if characteristics of the loan contract affect borrowers’ repayment behavior and the types of investments they make. They found that less frequent repayments did not increase...

Leveraging Local Governments to Support Rice Mechanization in India

Working with local government leaders and agricultural extension agents, the researcher is conducting a randomized evaluation to test the impact of promoting a mechanization technology. Uniquely, the researcher will closely track how employment shifts for women who formerly did the mechanized work.

Examining Underinvestment in Agriculture: Returns to Capital and Insurance Among Farmers in Ghana

Researchers in northern Ghana conducted a randomized evaluation to assess the underlying reason for underinvestment by examining the relative effectiveness of cash grants and insurance grants in improving crop yields. Results suggest that uninsured risk, rather than a lack of capital, was the...

Welfare Impacts of Micro-Loans in Nigeria

In Nigeria, researchers worked with a financial service provider to evaluate the impact of digital loans on welfare. Being approved for the loans increased subjective well-being after three months, for applicants who normally would have been denied.

Insurance, Credit and Technology Adoption in Malawi

Xavier Giné
In Malawi, researchers examined the effect of bundling rainfall index insurance with a credit program on farmers’ demand for credit. They found that bundling insurance with credit reduced the demand for credit, from 33 percent for credit alone to 17.6 percent for the bundled product.