Displaying 5041 - 5055 of 7559
Policy Publication
File: Policy publication
Fingerprinting to Reduce Risky Borrowing
Introducing fingerprinting identification for microloans caused high-risk borrowers to take out smaller loans and to improve their repayment behavior.
Policy Publication
File: Policy publication
Menstruation as a Barrier to Education?
Girls in Nepal missed only half a day of school per year due to menstruation, and modern sanitary products did little to address this very small attendance gap.
Policy Publication
File: Policy publication
Know Your Status?
Even very small incentives can encourage people to return for their HIV test results. However, for most people, learning status did not substantially change the number of condoms they purchased.
Policy Publication
File: Policy publication
Why Aren't Children Learning?
The problem is that the children are in school, but they are not learning.
Policy Publication
File: Policy publication
A Well-Timed Nudge
Enabling farmers to prepay for fertilizer when they had cash on hand was effective in promoting fertilizer adoption.
Policy Publication
File: Policy publication
Incentives for Immunization
Small incentives for parents, coupled with reliable services at convenient mobile clinics, increased full immunization rates sixfold. This approach was twice as cost-effective as improving service reliability without incentives.
Policy Publication
File: Policy publication
Latest Findings from Randomized Evaluations of Microfinance
Recent evidence from randomized studies of microfinance indicate that poor people face various limits in their ability to capitalize on financial opportunities. Product design matters, and inexpensive design tweaks may help the poor to benefit more from financial products and services.
Policy Publication
File: Policy publication
A Balancing ACT
A retail-sector subsidy for effective antimalarials in Kenya greatly increased access among the most vulnerable, but design matters: finding the right price and providing diagnostic tests are important tools for limiting unnecessary treatment.
Policy Publication
File: Policy publication
Raising Female Leaders
A quota system for female village leaders in India changed perceptions of women’s abilities, improved women’s electoral chances, and raised aspirations and educational attainment for adolescent girls.
Policy Publication
File: Policy publication
Giving the People What They Want
Choosing local infrastructure projects by direct election, rather than through representatives, had a small effect on the types of projects selected but a large impact on citizen satisfaction in Indonesia.
Policy Publication
File: Policy publication
Booked for Learning
A month-long classroom “Read-A-Thon” program improved children’s reading habits and skills in the Philippines.
Policy Publication
File: Policy publication
Up in Smoke
In Odisha, India improved cooking stoves did not reduce smoke exposure, improve health, or reduce fuel usage of recipients because they were not used regularly and recipients did not invest to maintain them properly.
Policy Publication
File: Policy publication
Cleaner Water at the Source
Protecting naturally occurring springs with simple infrastructure significantly improved source water quality and reduced the incidence of diarrhea in young children by one-quarter.
Policy Publication
File: Policy publication
Truth-Telling in Third-Party Audits
Changing the market for environmental audits to incentivize accurate reporting in Gujarat, India made auditors more likely to report the truth about industrial plants’ pollution levels. In response, industrial plants polluted less.
Policy Publication
File: Policy publication
Innovation, Inclusion and Trust: The Role of Non-Profit Organizations in Microfinance
If microcredit, as traditionally implemented, is being done just as well by for-profits, where to for non-profits? Dean Karlan lays out three important roles that non-profits can play in the financial inclusion arena.