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Policy insight
Reducing the costs of saving
High costs associated with formal bank accounts are often cited as a key obstacle for low-income households to save in formal financial institutions, but lowering the cost of savings does not consistently increase savings flows, likely due to a multitude of other barriers. Given the positive welfare...
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Sanjana Gorti
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Robbie Dulin
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Kris Lemon
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Sarah Baum
Sarah Baum is a Senior Policy Associate at J-PAL Global, where she works on the Environment, Energy, & Climate Change sector.
Blog
How to keep students engaged in online learning
Transitioning from a classroom to an online video conference is challenging for everyone involved—teachers must make extra effort to engage students effectively, and students in turn have to make an extra effort to stay engaged amid distractions at home. Research suggests that students typically do...
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Gaelle Conille
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Brendan O'Brine
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Zachary Sebek
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Saumitra Jha
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Jim Shen
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Astrid Pedersen
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Samantha Lam
Samantha Lam is a Senior Administrative Associate at J-PAL, where she provides support to Iqbal Dhaliwal, the Global Executive Director. She also manages all work related to the Executive Committee of J-PAL’s Board of Directors.
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Norhan Muhab
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Audrey Cabral
Audrey Cabral joined J-PAL in 2019 and works as Human Resources Associate for the North America regional office.