Researchers used a randomized evaluation to measure the impact of introducing credit scores on lending to small enterprises in Colombia. The adoption of credit scores increased productivity in the loan approval process and improved credit allocation.

Researchers partnered with USAID to study the impact of Evidence-Based Medicine programs on changing family planning providers’ biases against injectable contraceptives. Overall, researchers found no change in provider practices and self-reported prescriptions.

Researchers designed and piloted a program called Borrow Less Tomorrow (BoLT) that took a behavioral approach to debt reduction, combining an accelerated loan repayment schedule with peer support and reminders. Results from a sample of free tax-preparation clients in Tulsa, United States suggest a strong demand for debt reduction: 41 percent of those offered BoLT used it to make a plan to accelerate debt repayment. The results also offer suggestive evidence that the BoLT package reduced credit card debt.

Researchers conducted a randomized evaluation in rural Peru to assess the impact of providing a workshop designed to foster trust in banks on participants’ levels of trust, financial literacy, and saving and account use patterns of cash transfer recipients. Overall, participants who were offered the financial trust workshop demonstrated higher levels of trust in financial institutions and raised savings levels.