Credit-building loan products (CBLs) have begun to proliferate in the U.S. marketplace, but there is little evidence on the effects of these products on consumers and lenders. IPA and RAND worked with researchers to evaluate the impacts of a CBL offered at a credit union in Missouri, both alone and coupled with financial education. While on average CBLs did not affect credit scores, they increased the likelihood of having a credit score and improved credit scores for individuals who did not have loans at the beginning of the study

Rapidly rising health care costs in the United States have generated interest in identifying effective ways to improve the quality of care delivery and reduce waste within the health care system. In this study, researchers evaluated the impact of a care management program that provides medical and social assistance to individuals with complex needs who incur high health care costs.

Researchers evaluated the impact of photographic monitoring technology on aggregation fraud and perceptions of government legitimacy during the 2010 parliamentary elections in Afghanistan. The announcement of a new monitoring technology reduced both theft of election materials and vote counts for politically connected candidates and increased perceptions of government legitimacy.

Information and communications technology may help improve rural farmers’ access to markets for new inputs such as improved seeds. In an ongoing study, researchers are evaluating the effect of organized seed exchanges on adoption of flood-tolerant rice in India.