Blog

News

Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Increasing Mobile Banking Use Among Rural Populations in Ghana

Researchers assessed the impact of financial incentives and peer endorsement on mobile banking adoption and formal savings in Ghana. While financial incentives boosted adoption by 50 percent, peer endorsement was twice as effective, leading to sustained mobile banking use and a 30 percent increase...

Building Preschools to Improve Child Development and Mothers' Agency in Morocco

Researchers are conducting a randomized evaluation to measure a major preschool construction program underway in Morocco.

Providing Entrepreneurship Training and Cash Business Grants to Venezuelan Migrants in Peru

In Peru, researchers are delivering cash grants and business training to Venezuelan migrant entrepreneurs and assessing the impacts on the short- and long-term success of enterprises as well as migrants’ food security, health, and income.

Determinants of Delinquency in the Philippines

Researchers found that both individuals with higher moral standards and individuals who were the least naïve displayed lower default rates than other groups. They also found that survey-based social capital measures did not predict loan default for these individual loans, contrary to the results...

Financial Education to Promote Bank Accounts in Indonesia

Thomas Sampson
Bilal Zia
Researchers worked with Bank Rakyat Indonesia and the Microfinance Innovation Center for Resources and Alternatives to measure the impact of incentives and financial education on savings account take-up. Results indicated that the financial education program was not an effective tool for promoting...

Estimating the Impact on the Lender's Bottom Line and Borrowers' Household Welfare of Expanding the Supply of Consumer Credit to the Working Poor in South Africa

Researchers evaluated how microcredit clients in South Africa responded to changes in loan terms. They found that clients adapted both their demand and compliance based on loan terms, and were particularly sensitive to above-average interest rates.

The Effect of Free Contraception on Fertility in Burkina Faso

Adriana Lleras-Muney
Pauline Rossi
Researchers conducted a randomized evaluation among households in rural Burkina Faso to examine whether countries in sub-Saharan Africa are experiencing a slower shift in fertility levels due to lack of access to contraception or households wanting large families. Providing married women with access...