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Sensitivity to Interest Rates and Account Ownership Requirements for a Commitment Savings Account in the Philippines

Researchers worked with First Valley Bank in the Philippines to evaluate the impact of varying the interest rate and account ownership requirements on demand for commitment savings accounts. While savings account take-up was 23 percent, neither the interest rates nor the ownership requirements...

The Impact of a Tax Holiday Lottery in Uruguay

Felipe Monestier
Rafael Piñeiro
Fernando Rosenblatt
Guadalupe Tuñón
Researchers tested in the case of Montevideo, Uruguay the impact of winning a tax holiday on subsequent tax compliance. Winners of the tax holiday lottery were 3 percentage points less likely to pay taxes in subsequent payment cycles, likely because the holiday disrupted the habit of tax paying, and...

Empowering Citizens through Community-Based Development Empower Citizens in Ghana

Researchers conducted a randomized evaluation to test the impact of community-based development on political participation, public goods provision, and individual well-being in Ghana. They found that, although the community engagement program led to changes in local leadership, it was not an...

Gender, Marital Status, and Labor Market Discrimination in Egypt

Caroline Krafft
Researchers conducted a randomized evaluation to assess employer discrimination by randomizing applicants' self-described gender and marital status on resumes submitted to prospective employers.

The Impact of a Voluntary Summer Reading Program on Low-Income Latinx Children in the United States

James Kim
Researchers examined the impact of a voluntary summer reading program among low-income Latinx children from language minority homes. Results demonstrated that, although children reported reading more books, their reading test scores and the frequency with which they read with parents did not improve...

Welfare Impacts of Micro-Loans in Nigeria

In Nigeria, researchers worked with a financial service provider to evaluate the impact of digital loans on welfare. Being approved for the loans increased subjective well-being after three months, for applicants who normally would have been denied.