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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Information Disclosure, Cognitive Biases, and Payday Borrowing in the United States

Adair Morse
Researchers provided payday borrowers in the United States information about the true costs of payday loans in order to find out whether they would respond by changing their demand for the product. Better informed individuals reduced their demand significantly, suggesting that getting consumers to...

Providing Credit Information to Borrowers to Improve Repayment in Guatemala

Researchers ran a large randomized credit information training program that described the existence and workings of the bureau to the clients of this lender. The results indicate that the credit bureau generated large efficiency gains for the lender, and that these gains were augmented when...

Secured Transaction Reform to Increase Access to Capital for Small and Medium Enterprises in Colombia

Entrepreneurs in developing countries face a number of barriers to expanding their businesses and employing more workers, including limited access to credit and other financial services. In Colombia, researchers are investigating whether a regulatory reform that allows small and medium enterprises...

Providing Foodstuffs and Cash Loans to Improve Smallholder Farming in Zambia

In Zambia, researchers examined the impact of access to seasonal credit on farming households’ consumption, labor allocation, and agricultural output. The results suggest that access to food and cash loans during the lean season increased agricultural output and consumption, decreased off-farm labor...

The Effect of a Contract Teacher Program Scale-up on Student Learning in Kenya

In Kenya, researchers conducted a randomized evaluation to test the impact of a contract teacher program on student learning outcomes, comparing implementation between an NGO and the government. The NGO-led program improved student test scores, while the government-led version had no impact.

Evaluating the Impact of Graduation on Fertility and Child Health in Malawi

Moritz Poll
Hyun Soo Suh
In partnership with Yamba Malawi, researchers conducted a randomized evaluation to test the impact of a Graduation-style program, integrating cash transfers, child health and business training, preventive health and fertility coaching, and village savings groups, on women’s livelihoods, empowerment...