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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Expanding Financial Access Via Credit Cards: Evidence from Mexico

Sara G. Castellanos
Diego J. Jiménez Hernández
Researchers leveraged data from a randomized evaluation conducted by a large bank in Mexico to test the impact of varying credit card contract terms on loan default, card cancellation rates, and bank revenue for first-time formal sector borrowers. Variations in the interest rate and minimum payment...

The Effect of Financial Incentives on Elementary School Test Scores in the United States

Researchers studied whether financial incentives offered to elementary school students could increase standardized test scores. Students who were eligible to win gift certificates had higher math scores and read more.

Scaling and Unpacking a Successful Summer Jobs Program

Recent studies have found that summer youth employment programs appear to generate large declines in the rates of violent crime—a significant finding for urban policymakers seeking to create safer, more vibrant cities.

Changing Financial Incentives for Medicare Providers to Encourage Home Dialysis in the United States

Liran Einav
Yunan Ji
Researchers analyzed the impact of a new reimbursement model to incentivize end-stage kidney disease providers and facilities to provide home dialysis on home dialysis rates. During the first year of the study, there was no statistically significant difference in home dialysis rates between hospital...

Encouraging Carpooling in Malaysia and Singapore

Ruimin He
Zoe Hitzig
Xin Wei Ngiam
Traffic is a significant concern in many rapidly developing and urbanizing countries, as it contributes to increased commute times, pollution, and fuel consumption. One solution to this challenge could be ride-sharing to reduce the number of cars on the road. In Malaysia and Singapore, researchers...

The Impact of Free Tuition Program Design on College Applications and Enrollment in the United States

Elizabeth Burland
Katherine Michelmore
Stephanie Owen
Shwetha Raghuraman
Researchers investigated how two different free tuition programs for low-income students affected application and enrollment to the University of Michigan. An unconditional offer substantially increased application and enrollment while a conditional offer had a much smaller effect on applications...

Increasing Employment and Earnings through a Skills Development Program for Youth in Côte d'Ivoire

Alicia Marguerie
Patrick Premand
Researchers partnered with the Côte d'Ivoire government to measure the short- and long-term impacts of a public works program, along with complementary trainings on basic entrepreneurship and job search skills. In the short term, the program led to a shift toward wage jobs (as opposed to self...