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The Impact of Credit-Scoring on Small and Medium Enterprise (SME) Lending and Performance in the Philippines

Researchers are working with a large bank in the Philippines, using random assignment to offer loans to SME applicants who fall just below the threshold to be automatically approved for a loan. Comparing firms that received the loans to a similar group that did not will allow for a better...

Leveraging Local Governments to Support Rice Mechanization in India

Working with local government leaders and agricultural extension agents, the researcher is conducting a randomized evaluation to test the impact of promoting a mechanization technology. Uniquely, the researcher will closely track how employment shifts for women who formerly did the mechanized work.

Welfare Impacts of Micro-Loans in Nigeria

In Nigeria, researchers worked with a financial service provider to evaluate the impact of digital loans on welfare. Being approved for the loans increased subjective well-being after three months, for applicants who normally would have been denied.

Maternal Literacy and Participation Programs for Child Learning in India

Researcher evaluated whether mothers’ literacy classes and home-learning participation trainings could improve children’s learning outcomes. The interventions had small positive impacts on mother and child learning levels.

Prompting Microfinance Borrowers to Save in Guatemala

Researchers partnered with the largest public bank in Guatemala to measure the impact of light-touch financial products, such as reminders and suggested ‘default’ savings contribution levels, on the savings behavior of microfinance borrowers. Clients who were prompted to save through default...

Messaging Strategies to Promote Safe Water and Hygiene in Bangladesh

Kaniz Jannat
David Levine
Thomas Polley
Leanne Unicomb
Researchers tested whether sharing messages that appealed to negative emotions, like shame or disgust, increased households’ hand washing behavior and willingness to pay for water chlorination in Dhaka, Bangladesh. Negative messaging had no impact on chlorination levels or willingness to pay, but...

Do Phone Calls Increase Voter Turnout in the United States?

Researchers measured the impact of receiving phone calls on registered voters’ likelihood of voting in general elections in the United States. The study found that non-partisan, get-out-the-vote (GOTV) phone calls had no effect on voter turnout.