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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Flexible Loan Contracts for Microentrepreneurs in Bangladesh

Marianna Battaglia
Andreas Madestam
In Bangladesh, researchers partnered with BRAC to evaluate the impact of repayment flexibility in loan contracts for microentrepreneurs. Repayment flexibility benefited traditional microfinance borrowers primarily through the provision of insurance, enabling riskier investments at lower default...

The Impact of Emergency Job Retention Assistance on Labor Market Outcomes for Informal Firms and Workers in Ghana

Researchers are conducting a randomized evaluation to test the impact of providing emergency job retention assistance to firms and workers on firm survival, worker-firm match survival, and labor market outcomes for firm owners and workers in Ghana’s informal sector. Research is ongoing; results are...

Branchless Banking Agents’ Profile, Limitations, and Potential for Agent Network Expansion and Improvement”

Researchers conducted a randomized evaluation in East Java, Indonesia to investigate the impact of the level and transparency of financial incentives on the take-up of these new banking services. They found that larger incentives caused an increase in take-up, but only when the incentives were not...

The Effect of Text Message Reminders on Failure to Appear in Court in the Rural United States

Researchers conducted a randomized evaluation to test the impact of text message reminders on rates of failure to appear in court (FTA) among people who are unhoused and housed in rural Shasta County, California. The reminders reduced FTA rates for the housed population, but did not impact FTA rates...

Reducing Inequality through a Summer Youth Employment Program in Boston

Researchers used survey data to evaluate short-term outcomes for Boston’s SYEP participants in 2015. They found that the program significantly improved participants’ community engagement and social skills, many job readiness skills, and some academic aspirations.

The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Determinants of Delinquency in the Philippines

Researchers found that both individuals with higher moral standards and individuals who were the least naïve displayed lower default rates than other groups. They also found that survey-based social capital measures did not predict loan default for these individual loans, contrary to the results...