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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Impact of a Credit-Building Loan Product and Credit Counseling on Low-Income Borrowers in the United States

Jeremy Burke
Kata Mihaly
Credit-building loan products (CBLs) have begun to proliferate in the U.S. marketplace, but there is little evidence on the effects of these products on consumers and lenders. IPA and RAND worked with researchers to evaluate the impacts of a CBL offered at a credit union in Missouri, both alone and...

The Effect of Social Pressure on Individuals' Financial Decisions in Central Malawi

Researchers evaluated the effect of social pressure to share income on farmers’ spending decisions by varying whether income from large cash prizes was received in a public or private setting. Receiving prize money in a public setting induced individuals to spend one-third more of their money in the...

Text Messages as Reminders for Antiretroviral Medication Adherence in Kenya

Researchers introduced text message reminders to evaluate their effect on Kenyan patients taking their antiretrovirals consistently and not skipping doses. Patients who received weekly text messages were more likely to take their medicine 90 percent of the time and were less likely to skip doses for...

Generating Skilled Self-Employment in Uganda

Sebastian Martinez
Researchers used a randomized evaluation to measure the impact of a government program that gave groups of young people US$400 per person in return for a proposal to start a skilled trade. Recipients invested the cash and significantly increased their incomes for several years. However, nine years...

Student Incentive Structures in Malawi

Hyuncheol Kim
Hyuk Harry Son
Researchers conducted a randomized evaluation to test the impact of two different performance-based incentives on students’ test scores, motivation, and behavior in Malawi. They find that tournament-style incentives that rewarded the top performers among a large group lowered test scores and student...

Empowering Female Migrant Workers to Access Quality Overseas Placement Services in Indonesia

Researchers conducted a randomized evaluation to test the impact of providing information about the quality of migration agencies to potential migrants on migration choices and welfare. Information reduced the rate of migration in the short term, which lowered workers’ use of low-quality agencies...

Improving Immunization Coverage Through Incentives, Reminders, and Social Networks in India

Victor Chernozhukov
Suresh Dalpath
Mert Demirer
Iván Fernández-Val
Matthew Jackson
Francine Loza
Anna Schrimpf
Maheshwor Shrestha
Researchers worked with the state government to evaluate the impact of three programs to build demand for vaccination: local immunization ambassadors, small, non-financial incentives, and tailored SMS reminders. The most effective policy option increased measles vaccination by approximately 55...

The Impact of Deliberative Political Campaigns on Voter Behavior in the Philippines

Cecilia Pe Lero
Gabriel López-Moctezuma
Daniel Rubenson
Researchers partnered with two political parties in the Philippines to evaluate the effect of deliberative campaigns on voter turnout and vote shares. While deliberative town halls did not increase voter turnout, results suggest that they were effective in increasing vote shares by changing voters’...