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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Branchless Banking Agents’ Profile, Limitations, and Potential for Agent Network Expansion and Improvement”

Researchers conducted a randomized evaluation in East Java, Indonesia to investigate the impact of the level and transparency of financial incentives on the take-up of these new banking services. They found that larger incentives caused an increase in take-up, but only when the incentives were not...

Determinants of Delinquency in the Philippines

Researchers found that both individuals with higher moral standards and individuals who were the least naïve displayed lower default rates than other groups. They also found that survey-based social capital measures did not predict loan default for these individual loans, contrary to the results...

The Impact of Doubling Teacher Salary on Student Performance in Indonesia

Researchers examined the impact of doubling teacher salary on student and teacher performance in Indonesia. This intervention had some positive effects on teachers: they reported higher levels of satisfaction with their jobs and less financial stress and were less likely to have a second job...

Impacts of Flexible Loans on Borrower Behavior and Microenterprise Outcomes in Colombia

Lasse Brune
Xavier Giné
Researchers evaluated the impact of a flexible microloan product on new clients' repayment behavior, business outcomes, and client satisfaction. The results showed that the flexible loan led to some shifts in investment behavior but had no average impact on revenue or profits and led to higher...

Improving Immunization Rates Through Regular Camps and Incentives in India

In rural Rajasthan, India, researchers evaluated whether improving access to vaccines via immunization camps could increase immunization rates, and whether additionally offering a non-financial incentive such as lentils could further increase rates. They found that providing incentives alongside...

A Multifaceted Approach to Increase Women’s Empowerment in the Democratic Republic of Congo

Researchers evaluated a multifaceted program for women experiencing extreme poverty in the Democratic Republic of Congo, a region facing protracted conflict. The intervention had positive and enduring effects on women’s consumption, employment, finances, and empowerment, and small positive impacts...

Improving Loan Repayment through Positive Incentives in Uganda

Ximena Cadena
Researchers evaluated the effect of (a) simple text message reminders and (b) financial incentives on borrowers' loan repayment. These methods had similarly positive effects, which suggests that the text message reminders may be a more cost-effective intervention. The reminders proved particularly...