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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Afghanistan Targeting the Ultra-Poor Impact Evaluation

Guadalupe Bedoya
Aidan Coville
Mohammad Isaqzadeh
Jeremy Shapiro
In Afghanistan, researchers evaluated the impact of a Targeting the Ultra Poor program on poverty reduction. The cost-effective program generated large positive impacts for women participants across key outcomes: consumption, assets, psychological well-being, total time spent working, financial...

Supplementing Savings Groups with External Funds to Expand Access to Lending in Uganda

Researchers conducted a randomized evaluation to test whether supplementing SGs with additional funds impacts SG members' financial access and behavior. Capital infusions to Sgs increased members' access to loans and members received more money at the end of year payout, without increasing defaults...

Determinants of Delinquency in the Philippines

Researchers found that both individuals with higher moral standards and individuals who were the least naïve displayed lower default rates than other groups. They also found that survey-based social capital measures did not predict loan default for these individual loans, contrary to the results...

The Impact of Doubling Teacher Salary on Student Performance in Indonesia

Researchers examined the impact of doubling teacher salary on student and teacher performance in Indonesia. This intervention had some positive effects on teachers: they reported higher levels of satisfaction with their jobs and less financial stress and were less likely to have a second job...

Improving Immunization Rates Through Regular Camps and Incentives in India

In rural Rajasthan, India, researchers evaluated whether improving access to vaccines via immunization camps could increase immunization rates, and whether additionally offering a non-financial incentive such as lentils could further increase rates. They found that providing incentives alongside...

Improving Loan Repayment through Positive Incentives in Uganda

Ximena Cadena
Researchers evaluated the effect of (a) simple text message reminders and (b) financial incentives on borrowers' loan repayment. These methods had similarly positive effects, which suggests that the text message reminders may be a more cost-effective intervention. The reminders proved particularly...