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Demand for Rainfall Insurance in India

Researchers tested how demand for weather insurance responded to different marketing schemes and price discounts. They found that demand was very price sensitive, but that poor understanding of the product, distrust of insurance agents, and liquidity constraints also limited take-up.

Responses to Degree of Control over Remittances in El Salvador

Diego Aycinena
Claudia Martinez
Researchers partnered with Banco Agrícola to conduct a randomized evaluation that offered a way for Salvadoran migrants to directly channel some fraction of their remittances into savings accounts in El Salvador. Results indicate that a desire for control over remittance uses—in particular the...

Is Digital Credit Filling a Hole or Digging a Hole? Evidence from Malawi

Researchers conducted a randomized evaluation to test the impact of a financial literacy interactive voice response campaign on loan outcomes. The intervention boosted knowledge and slightly improved loan repayment, but it also raised loan demand, increasing the overall risk of default.

Reducing Barriers to Savings in Rural Malawi

Lasse Brune
Xavier Giné
Researchers analyzed the effect of reducing barriers to saving in rural Malawi on savings behavior, investment in agricultural inputs, and consumption. They found that farmers with access to formal savings accounts preserved greater amounts of savings throughout both the harvest and planting seasons...

Recruiting and Motivating Community Health Workers in Zambia

The Government of Zambia partnered with researchers to test the effect of two different recruitment strategies for a newly created healthcare position, the Community Health Assistant (CHA). One strategy emphasized career opportunities and the other emphasized the contributions one could make in the...

Information and Price Variations to Reduce Residential Energy Use in the United States

Researchers evaluated the effects of introducing price increases during peak periods and also real-time information about electricity usage to residential customers in the United States. Households that received feedback about usage reduced consumption and individuals were more responsive to pricing...