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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Improving Financial Inclusion and Welfare Outcomes among Women through Savings Groups in Ghana

Researchers partnered with Cooperative for Assistance and Relief Everywhere (CARE) to evaluate the impact of VSLAs on rural households. The promotion of these groups led to an improvement in financial inclusion for participants—including, substantial increases in savings and receiving a loan...

Borrower Responses to Fingerprinting for Loan Enforcement in Malawi

In Malawi, researchers analyzed whether fingerprinting borrowers from a microfinance institution would have an effect on repayment rates. Using fingerprinting for loan enforcement increased repayment by 40 percent among Malawian farmers with the highest default risk.

Financial Education for Indian Migrant Workers in Qatar

Ganesh Seshan
Researchers examined the impact of receiving an invitation to a savings-focused financial literacy workshop on the financial decisions of Indian migrant workers in Qatar and their wives in India. A one-time financial literacy workshop in Qatar increased migrant workers’ joint financial decision...

Introducing Financial Services to Native Amazonians in Bolivia

Centering on one native Amazonian society (Tsimane’) and partnering with a Bolivian non- profit, researchers evaluated the impact of providing Tsimane’ households with lockboxes on their savings activity, consumption, and well-being. Providing lockboxes increased household financial assets but had...

Credit, Change, and Lost Sales: A Field Experiment Among Firms in Kenya

Researchers in Kenya issued a questionnaire to firms which may have made lost sales and profits due to poor change management became more salient. A second intervention more explicitly emphasized the costs of having insufficient change. Highlighting the importance of carrying correct change helped...

The Role of Mobile Banking in Expanding Trade Credit and Business Development in Kenya

Trade credit, which is usually provided by up-stream suppliers to down-stream firms, can help small businesses to purchase non-perishable goods for resale and free up resources for other uses. However, provision of trade credit may be limited by high transaction costs, up-stream liquidity...

The Impact of Role Models and Technical Assistance on Microfirms in Chile

In partnership with Simón de Cirene, a Chilean non-profit organization, researchers evaluated the impact of providing role models and personalized assistance through various delivery methods on the business outcomes of micro-entrepreneurs. One year after the program ended, household income increased...