The Abdul Latif Jameel Poverty Action Lab (J-PAL) is a global research center working to reduce poverty by ensuring that policy is informed by scientific evidence. Anchored by a network of more than 1,000 researchers at universities around the world, J-PAL conducts randomized impact evaluations to answer critical questions in the fight against poverty.
The Abdul Latif Jameel Poverty Action Lab (J-PAL) is a global research center working to reduce poverty by ensuring that policy is informed by scientific evidence. Anchored by a network of more than 1,000 researchers at universities around the world, J-PAL conducts randomized impact evaluations to answer critical questions in the fight against poverty.
Our affiliated professors are based at over 120 universities and conduct randomized evaluations around the world to design, evaluate, and improve programs and policies aimed at reducing poverty. They set their own research agendas, raise funds to support their evaluations, and work with J-PAL staff on research, policy outreach, and training.
Our research, policy, and training work is fundamentally better when it is informed by a broad range of perspectives.
Old-age pensions are important for the wellbeing and social protection of older individuals. However, in Ghana, until recently the coverage of pension plans has been limited to the
formal sector, due partly to the challenges pension fund managers have in collecting weekly and monthly contributions from the informal sector and the mistrust contributors have in pension products. In this study, using a randomized control trial (RCT), we will examine whether mobile pension payment coupled with the inclusion of a national digital identification card as an added security layer can increase trust and contributions toward pensions among the informal sector in Ghana. We will also examine how voice messages explaining the importance of pensions can nudge pension contributions. Finally, the study will also explore whether there are observed heterogeneity in contributions and other impacts across gender, and how the degree of exposure to COVID-19 impacts preferences towards pensions.