Blog

News

Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Effect of Higher Credit Card Interest Rates on Borrowers’ Demand and Debt in the UK

Gyöngyi Lóránth
Researchers studied the effects of a credit card interest rate increase among low-income subprime borrowers in the UK to assess its impact on credit card demand, overall indebtedness, and borrowers’ ability to pay. They found that following the rate hike, subprime borrowers who appeared to be more...

The Effect of Health Insurance on Child Labor in Pakistan

As of 2016, an estimated 151.6 million children aged 5 to 17 were engaged in child labor globally. For low-income households, economic shocks such as expensive accidents or illness are important determinants of child labor, as parents might have to send children to work for additional income...

Anonymity or Distance? Removing Obstacles to Youth Employment in Urban Ethiopia

Researchers evaluated and compared the impact of two different job search assistance policies on employment outcomes for young job seekers in Addis Ababa. Helping youth signal their skills to employers improved their earnings and job duration four years later, especially for youth who would usually...

Cognitive Behavioral Training to Improve Mental Health Among Conflict-Affected Entrepreneurs in Pakistan

Tasmia Rahman
Priyam Saraf
Mental health, well-being, and lasting economic outcomes are intimately connected, and in conflict-affected areas, entrepreneurs of small- and medium-sized enterprises (SME) experience chronic stress and poor mental health on a regular basis. Researchers evaluated the effects of supplementing a cash...

Increasing Mobile Banking Use Among Rural Populations in Ghana

Researchers assessed the impact of financial incentives and peer endorsement on mobile banking adoption and formal savings in Ghana. While financial incentives boosted adoption by 50 percent, peer endorsement was twice as effective, leading to sustained mobile banking use and a 30 percent increase...

Building Preschools to Improve Child Development and Mothers' Agency in Morocco

Researchers are conducting a randomized evaluation to measure a major preschool construction program underway in Morocco.

The Role of Protest Experience and Social Networks in Protest Movements in Hong Kong

Davide Cantoni
Y. Jane Zhang
In Hong Kong, researchers conducted a randomized evaluation to test the impact of indirectly incentivizing protest participation on sustained participation in a political movement and to identify the role social networks play in protest turnout. Indirectly incentivizing participants to attend a...

Encouraging Paid Sick Leave among Female Garment Workers in Bangladesh

Manufacturing jobs can improve women’s economic empowerment, but health issues or caretaking often drive women out of the labor force. In partnership with a large garment Banladeshi manufactory firm, researchers are conducting a randomized evaluation to test the impact of text messages about paid...