Evaluations

Researchers examined the effects of free savings account access on savings account use, indebtedness, consumption, and well-being. Easy access to savings accounts reduced participants’ reliance on borrowing, helped them manage fluctuations in income, and increased their self-reported well-being.

Researchers conducted a randomized evaluation to test the impact of a savings lockbox, or SMS reminders, on household saving, spending, and the ability to cope with negative shocks in rural Niger. Take-up and usage of the lockbox were high, and while the lockbox intervention did not affect overall...

Researchers re-examined data from previous studies in Ghana, India, and Sri Lanka to better understand the impact of credit and cash grant variations on micro-enterprise profits. Their results suggest that the gender gap in micro-enterprise performance was not due to ability, but rather to women’s...