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Financial Coaching in Peru

Researchers will evaluate the impact of the program on the employees’ financial decisions related to credit, savings, and money management.

Using Learning Camps to Improve Basic Learning Outcomes of Primary School Children in India

Rukmini Banerji
Marc Shotland
Michael Walton
To test whether TaRL can be implemented at-scale in government schools, researchers partnered with Pratham and the Government of Uttar Pradesh to evaluate the impact of high-intensity learning camps during school hours. The model proved highly effective, bringing about large improvements in student...

The Impact of Encouragement and Assistance on Benefits Take-Up in the United States

Most eligible workers who receive the Earned Income Tax Credit (EITC), a cash transfer program geared toward low-income workers with dependents, receive the credit as an annual lump sum payment, even though they are eligible to receive the credit in the form of monthly disbursements throughout the...

Sending Text Messages to Parents to Improve Student Achievement in Middle and High Schools in the United States

A randomized evaluation of the text alert program showed that the intervention reduced course failures, increased class attendance and improved in-class exam scores. The effects are larger for students with below-average GPAs and students in high school, and positive effects persist into the second...

The Effect of Higher Credit Card Interest Rates on Borrowers’ Demand and Debt in the UK

Gyöngyi Lóránth
Researchers studied the effects of a credit card interest rate increase among low-income subprime borrowers in the UK to assess its impact on credit card demand, overall indebtedness, and borrowers’ ability to pay. They found that following the rate hike, subprime borrowers who appeared to be more...