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Reducing Bank Overdraft Usage through Price Discounts and SMS Reminders in Turkey

Researchers evaluated the impact of informational reminders and price discounts on bank clients’ overdraft usage in Turkey. While messages on the availability of overdraft protection services increased usage, messages promoting an overdraft discount actually reduced overdraft usage, potentially...

Incentivizing Savings through Default Deposits and SMS Reminders

Claudia Martinez
Esteban Puentes
Researchers are evaluating the impact of default deposits, SMS reminders to save, and short financial training for bank clients in low-income urban areas in Chile on saving and spending decisions.

Increasing the Electoral Participation of Immigrants: Experimental Evidence from France

Guillaume Liegey
Researchers conducted a randomized evaluation to test the impact of a general voter outreach effort on the political participation of immigrants relative to participation of non-immigrants. The canvassing treatment increased voter turnout of immigrants without affecting turnout of non-immigrants.

Using Peer Pressure to Encourage Handwashing in Argentina

Felipe Montaño Campos
Lucía Freira
Matías Gutman
Bruno Cardinale Lagomarsino
María Laura Lanzalot
Maximiliano Lauletta
Leandro E. Malchik
Bianca Pacini
Cristian Valencia
Researchers examined the impact of peer pressure on handwashing behavior by varying whether men using a restroom in Buenos Aires, Argentina were observed by another restroom user. They found that being observed increased urinal flushing by 26.7 percent and handwashing by 19 percent, suggesting that...