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Increasing Mobile Banking Use Among Rural Populations in Ghana

Researchers assessed the impact of financial incentives and peer endorsement on mobile banking adoption and formal savings in Ghana. While financial incentives boosted adoption by 50 percent, peer endorsement was twice as effective, leading to sustained mobile banking use and a 30 percent increase...

Impact of Home Computers on the Academic Achievement of Low-Income Children in the United States

Jonathan Robinson
Researchers analyzed the impact of a program that provided students in California with a home computer on students’ academic achievement. The program had no effect (either positive or negative) on any educational outcome, including grades, standardized test scores, and attendance.