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Researchers sought to understand different types of information asymmetries and how they relate to loan default rates in South Africa. Borrowers given high interest rates had a greater incentive to default as it was more costly to repay the loan, but there was little evidence that borrowers...

Researchers assessed the impact of financial incentives and peer endorsement on mobile banking adoption and formal savings in Ghana. While financial incentives boosted adoption by 50 percent, peer endorsement was twice as effective, leading to sustained mobile banking use and a 30 percent increase...

Altruistic individuals may hesitate to give when they doubt the quality of a charity, but knowing that a high-profile donor supports the charity might alleviate these concerns. Researchers evaluated the impact of publicizing a matching grant from the Bill and Melinda Gates Foundation (BMGF) on...

Researchers sought to determine whether providing information on the EITC could increase the amount individuals received by randomizing the information professional tax preparers supplied. They found that providing more information did not increase EITC transfers or annual earnings overall.

Researchers evaluated whether a conditional cash transfer targeted to youth aged 18 to 23 could encourage participation in a job placement program and ultimately help them secure longer-term, higher-paying positions. The cash transfer increased participation in the job placement program but did not...

In India, researchers evaluated the impact of interactive classroom discussions about gender roles and gender discrimination on adolescents’ gender attitudes, aspirations, and behaviors. The program impacted participants’ attitudes and made them more supportive of gender equality. These short-run...