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Increasing Mobile Banking Use Among Rural Populations in Ghana

Researchers assessed the impact of financial incentives and peer endorsement on mobile banking adoption and formal savings in Ghana. While financial incentives boosted adoption by 50 percent, peer endorsement was twice as effective, leading to sustained mobile banking use and a 30 percent increase...

Commitment Contracts for Smoking Cessation in the United States

This study will examine whether a combination of positive and negative commitment devices can induce long-term smoking cessation in smokers from a low-to-moderate income background in Connecticut.

Disseminating Innovative Resources and Technologies to Smallholders in Ghana (DIRTS)

Mathias Fosu
Shashidhara Kolavalli
Researchers conducted a randomized evaluation to test the impact of access to rainfall insurance either coupled with or compared to tailored extension advice, weather forecasts, and improved access to inputs on intensity of land cultivation and earnings for farmers. Preliminary results show that...

Default Effects and Follow-On Behavior: Evidence From An Electricity Pricing Program

Researchers partnered with the Sacramento Municipal Utility District in California to evaluate the effects of a variety of enrollment schemes in time-varying pricing plans on electricity consumption. Results show that households which were enrolled in time-varying pricing plans by default tended to...

Impact of Loans and Grants on Microenterprise Growth in Egypt

Mohamed El Komi
In partnership with three microfinance institutions (MFIs), researchers conducted a randomized evaluation to measure the impact of providing loans, cash grants, or in-kind grants on microentrepreneurs’ business decisions, outcomes, and overall welfare. All three types of capital assistance led to...