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Is Digital Credit Filling a Hole or Digging a Hole? Evidence from Malawi

Researchers conducted a randomized evaluation to test the impact of a financial literacy interactive voice response campaign on loan outcomes. The intervention boosted knowledge and slightly improved loan repayment, but it also raised loan demand, increasing the overall risk of default.

Information and Price Variations to Reduce Residential Energy Use in the United States

Researchers evaluated the effects of introducing price increases during peak periods and also real-time information about electricity usage to residential customers in the United States. Households that received feedback about usage reduced consumption and individuals were more responsive to pricing...

Social Integration Effects of Pre-Migration Information Sessions in the Philippines

Toman Barsbai
Victoria S. Licuanan
Andreas Steinmayr
Erwin Tiongson
Researchers conducted a randomized evaluation to investigate whether an expanded and more thorough version of an orientation program in the Philippines improved socioeconomic outcomes and facilitated settlement for migrants upon moving to the United States. The research team found that though the...