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News, ideas, and analysis from J-PAL staff and affiliated professors. Subscribe to our newsletter to receive monthly email updates.

Two hands holding money and mobile phone to conduct a mobile money transfer

The role of a (digital) universal basic income in supporting pandemic resilience

Does universal basic income (UBI) help vulnerable populations respond to large-shocks, such as COVID-19? J-PAL affiliated researchers recently followed up on a 2017 study to assess the program's impact.
A woman wearing a medical face mask counts rupee notes after collecting cash of financial assistance through a mobile wallet under the governmental Ehsaas Emergency Cash Programme for families in need during a government-imposed nationwide lockdown as a preventive measure against the COVID-19 coronavirus, in Islamabad on April 9, 2020.

Hard data for hard choices

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Before COVID-19 arrived, social scientists had already established that cash transfers and mobile money are two of the most effective tools for assisting the poor and vulnerable in difficult conditions. Now is the time for governments to act on those findings, and to build up additional data for the...
Image of communicate

African scholars: Refine your randomized evaluation skills through the DigiFI Webinar Series

Local researchers often have a uniquely deep understanding of the context in which they work, which is key to developing well-grounded evaluations. The J-PAL Africa team, including DigiFI Africa led by Tavneet Suri, are committed to providing a mechanism for local African scholars to drive the...
A man stands behind a counter that displays phone cards in a small shop. A woman sits in front of the counter typing on a laptop.

Dapatkah layanan keuangan digital dan e-commerce membantu mengurangi dampak krisis COVID-19 pada kehidupan masyarakat?

Di bulan April, pemerintah mengumumkan pemberlakuan Pembatasan Sosial Berskala Besar (PSBB) dan melarang perjalanan mudik Idul Fitri, dimana puluhan juta orang Indonesia biasanya kembali ke kota/desa asal mereka untuk merayakan bersama keluarga. Pembatasan-pembatasan lainnya juga berupa instruksi...
A man stands behind a counter that displays phone cards in a small shop. A woman sits in front of the counter typing on a laptop.

How digital financial services and e-commerce can help curb the impact of COVID-19 on people's livelihoods

For those in Indonesia with access to mobile phones and digital literacy, e-commerce and digital financial services may help people to maintain their livelihoods. Not only do digital financial services offer a fast and contactless means of payment and transfer, but evidence from around the world has...
A poster in Indonesia with health recommendations

Cushioning the poor from the COVID-19 shock

In an op-ed for Project Syndicate, Rema Hanna and Ben Olken explain that expanding social protection to reach the most vulnerable people must be a pillar of every country’s COVID-19 strategy.
digital finance

J-PAL Meluncurkan Inisiatif Inovasi Keuangan Inklusif di Asia Tenggara

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Nilai ekonomi digital Indonesia tercatat mencapai USD 40 miliar pada tahun 2019 – empat kali lipat jika dibandingkan dengan tahun 2015. Pertumbuhan yang pesat ini sebagian besar didorong oleh sektor niaga-el (e-commerce) yang tumbuh sebesar 88 persen, dari USD 1.7 miliar pada tahun 2015 menjadi USD...
digital finance

J-PAL launches new Inclusive Financial Innovation Initiative in Southeast Asia

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The digital financial services (DFS) sector is among the fastest-growing: the number of financial technology (“fintech”) companies in Indonesia more than doubled from 130 in 2017 to more than 320 in 2019. In addition to this rapid growth in the private sector, the Indonesian government is...